THE NIEKKO GROUP

Get your business ready for bank funding.

We help established business owners (2+ years in business) get their credit profile and business setup ready so banks are more likely to say yes.

Educational guidance. Results vary and nothing is guaranteed.

Is this right for you?

Our program works best for business owners who:

✓ Have been in business for 2 years or more
✓ Have strong personal credit (680 or higher)
✓ Are willing to personally guarantee funding
✓ Have a clean credit history of 4+ years and 4 or more open credit cards

Not there yet? Take the quiz to see where you stand. You can come back when you are ready.

How it works

1. Take the quiz
Get your score in about 3 minutes.
2. Book a free 15-minute consult
We talk about your situation and whether we are a fit.
3. Get a plan
Choose a Fundability Audit or the Funding Readiness Program, and we work together to get you ready.

How we can help

Fundability Audit
A one-on-one review of your business setup and credit profile, with a written action list showing what to fix first.
$250

Funding Readiness Program
A 90-day done-with-you program to fix gaps, prepare applications and build a plan. For owners who meet all requirements.
Book a consult to see if you qualify.

The Niekko Group is a consultant, not a lender. You apply directly with lenders and card issuers and make your own decisions. No approval, funding amount or result is guaranteed.

About The Niekko Group

We started The Niekko Group because too many good business owners get turned down for funding without ever being told why. We help clients understand what lenders look for and get their business and credit profile ready.

We will tell you honestly whether we can help you, and we will not promise results nobody can guarantee.

Common questions

Do you guarantee approval?
No. Lenders and card issuers make the decisions. We help you understand what they look for and get ready.
Will I need to personally guarantee the funding?
Most bank funding for small businesses requires a personal guarantee, and our program requires you to be willing to take one.
Are you a lender or a loan broker?
No. We are consultants, not lenders or brokers. You apply directly with the lender or card issuer, and you make the final decisions.
What does it cost?
The consult is free. The Fundability Audit is $250. We explain the Funding Readiness Program during your consult if you qualify.
What if I do not qualify yet?
Take the quiz to see where you stand, and come back when you are ready.

Let's talk

Book a free 15-minute consult, or reach us at [email protected] or (848) 410-1133.
Based in Branchburg, New Jersey, and serving business owners nationwide.
Monday to Friday, 9:00 am to 6:00 pm ET.

© 2026 The Niekko Group. Educational content only. Not legal, tax or financial advice. The Niekko Group is not a lender. No approval, funding amount or result is guaranteed. Results vary.